Check out this link, apparently your driving skills are based on your date of birth
http://www.onlyinsurance.com/Car-Insurance-News/12752817-Unlucky-birth-dates-could-affect-your-car-insurance.aspx
I drive fast (hence my 3 points) and was born in June but I am a cautious and havent had any accidents....just that people have hot me so it wasn't my fault.
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